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Terms and Conditions

Terms of Use

Effective 1st January, 2006

Welcome to upa-associates.com (the "Site"). The Site is operated by UPA Limited ("UPA"), a company registered in England Wales. Please read these Terms of Use carefully before using the Site as they affect your rights and liabilities under the Law.

UPA reserves the right to modify these Terms of Use at any time by posting modified Terms of Use, and your continued use of the Site thereafter will constitute agreement
with such modifications.

In using the Site you may be given a username and password in order to access the Site. You are responsible for keeping any username and password selected by or allocated to you secure and for ensuring that any passwords are regularly changed and are not used by any person not authorized by yourself.

Agreement

By using the Site, you agree to be bound by these Terms of Use.

Information

The information held on the Site is for general purposes and guidance only and does not purport to constitute professional or legal advice. Except as required by law, UPA shall
not be liable for any losses or damages whatsoever, whether in contract, tort (including negligence) or otherwise arising from reliance on information contained in this Site, or
from any interruption or delay in access to the Site for whatever reason.

Intellectual Property

The Site and all materials contained on the Site, and all intellectual property rights thereto, including copyrights, trademarks, database, service marks, trade names and trade dress, whether registered or unregistered are owned by UPA or its affiliates. You agree not to copy, reproduce, republish, transmit, modify or distribute any of the materials contained on the Site, except for your personal, non-commercial use, absent the prior written approval of UPA. Requests for permission should be addressed to admin@upa-associates.com.
All rights reserved.

Links to Other Sites

As a convenience to customers the Site may contain links to other websites over which UPA has no control. UPA does not accept responsibility or liability for the operation or content of such websites. You acknowledge and agree that your linking to other sites, your use of such sites, and your use of any information, material, products and services offered by such sites, are solely at your own risk and UPA does not accept any responsibility in relation to any agreement entered into or the cancellation of any other agreement and (without limitation to the generality of the foregoing) will not be liable if
you incur any loss or damage as the result of any dealings with third parties. Links to
our websites are not permitted without the prior and express written consent of UPA.

Disclaimer

The information provided on the Site is provided "as is" and without warranty of any kind, express or implied. UPA disclaims all express and implied warranties with regard to the information contained on the Site, including without limitation implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

Except as required by law, UPA shall not be liable for any losses or damages whatsoever, whether in contract, tort (including negligence) or otherwise arising from reliance on information contained in the Site or from any interruption or delay in access to the Site
for whatever reason. You hereby waive any and all such claims against UPA, its partners, affiliates and contributors.

Compliance

The Site may only be used for lawful purposes and in a lawful manner. You agree to comply with all applicable laws, statutes and regulations regarding the Site and its use. You agree not to upload or transmit through the Site: any computer viruses or anything else designed to interfere with, interrupt or disrupt the normal operating procedures of
a computer; and any material which is defamatory, offensive or of an obscene manner. You may not create a link to this Site from any other website without our prior written permission.

Severance

If any part of the Terms of Use shall be deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed to have been deleted from these Terms of Use and shall not affect the validity and/or enforceability of any remaining provisions of the Terms of Use.

Waiver

No waiver by us in respect of any breach of any provision of these Terms of Use shall
be construed as a waiver of any preceding or succeeding breach of any provision of these Terms of Use.

Third Party Rights

All third party rights are excluded and no third party shall have any right to enforce these Terms of Use. Any rights of a third party to enforce these Terms of Use may be varied and/or extinguished by agreement between the parties to these Terms of Use without the consent of any such third party.

Indemnity

You agree that you will not use the Site for any unlawful purpose, or for any purpose prohibited by these Terms of Use. You agree to fully indemnify, defend and hold harmless immediately on demand, UPA, its partners, affiliates and contributors from any liability, loss, claim and expense (including solicitors reasonable fees) related to (i) your breaching of any term of these Terms of Use, and/or (ii) your posting or use of materials on the Site.

Governing Law

The Site (including these legal notices) shall be governed by English law. The English courts shall have exclusive jurisdiction over any disputes arising from the Site.